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1. Acceptance of Terms:

By accessing or using our website and services, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our services.

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2. Services Provided:

We offer a range of digital products and consulting services in the field of marketing and business management. These include, but are not limited to, digital downloads, online courses, webinars, and one-on-one consulting sessions.

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3. Eligibility:

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you have the legal right to enter into these terms and that all information you provide is accurate and truthful.

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4. Digital Products:

   - Final Sale: All digital products purchased through our website are final and non-refundable. Once a digital product has been delivered or accessed, no refunds, exchanges, or cancellations are allowed.

   - License: Upon purchase, you are granted a non-exclusive, non-transferable license to use the digital product for personal or internal business purposes only. You may not distribute, share, or resell the digital product.

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5. Consulting Services:

   - *Booking: Consulting sessions must be booked in advance. You are responsible for ensuring that your contact information and other details provided at the time of booking are accurate.

   - Cancellation Policy: You may cancel or reschedule a consulting session with at least 24 hours' notice. Cancellations or rescheduling requests made less than 24 hours before the session will not be refunded.

   - No-Show Policy: If you fail to attend a scheduled session without prior cancellation or rescheduling, you will forfeit the payment for that session, and no refund will be issued.

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6. Payment Terms:

   - Payment Methods: We accept payments via PayPal and major credit cards. By making a purchase, you agree to pay the listed price and any applicable taxes.

   - Billing Information: You must provide accurate and complete billing information. We are not responsible for any issues arising from incorrect billing information provided by you.

   - Refunds: Refunds are only available under specific conditions as outlined in our Refund Policy. Eligible refunds will be processed through the original payment method.

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7. Intellectual Property:

   - Ownership: All content, materials, and intellectual property provided through our services are owned by us or our licensors. You may not use, reproduce, or distribute any content without our express written permission.

   - Trademarks: All trademarks, logos, and service marks displayed on our website are the property of their respective owners. Unauthorized use of any trademarks is strictly prohibited.

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8. Limitation of Liability:

We are not liable for any indirect, incidental, or consequential damages arising from the use or inability to use our products or services. Our total liability to you for any claim arising from the use of our services is limited to the amount you paid for the service in question.

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9. Dispute Resolution:

Any disputes arising from these terms and conditions or the use of our services will be resolved in accordance with the dispute resolution policies of PayPal if the payment was made through PayPal. For other disputes, you agree to first attempt to resolve the issue amicably with us. If a resolution cannot be reached, the dispute will be resolved through binding arbitration in the jurisdiction where our company is registered.

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10. Modifications to Terms:

We reserve the right to modify or update these terms and conditions at any time. Any changes will be posted on our website, and the updated terms will take effect immediately upon posting. Your continued use of our services following the posting of changes constitutes your acceptance of those changes.

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11. Privacy Policy:

Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you agree to the terms of our Privacy Policy.

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12. Governing Law:

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which our company is registered, without regard to its conflict of law principles.

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13. Contact Information:

If you have any questions or concerns about these terms and conditions, please contact us at info@pjmediaconsulting.com